Are you a carefree spender, a strategic saver, a cautious planner, a scarcity worrier or a prosperity seeker? Well, if you take this short quiz, we’ll be able to share some insights into what your money mindset is.
You just received an unexpected ₦100k gift. What is your immediate reaction?
I think about how I can use it to make me more money.
I think about spending it on something I've been eyeing.
I seek advice from others.
I think about saving a portion of it and spending the rest.
I save all of it, just in case.
Correct!
Wrong!
How do you feel about taking financial risks?
I only take calculated risks.
I enjoy taking risks, even if the outcome is uncertain.
I prefer to avoid risks, but it depends on the situation.
I’m okay with moderate risks.
Risks are a big NO from me.
Correct!
Wrong!
In your opinion, what is the primary purpose of money?
To provide security for the future.
To enjoy life.
To create opportunities.
To achieve a balance between enjoyment and security.
To cover basic needs and fulfil immediate desires.
Correct!
Wrong!
Based on your past experiences, how would you say you react to financial setbacks?
I stay calm and try to find practical solutions.
I may feel overwhelmed, but I don't let it affect my overall mood.
I see setbacks as opportunities for growth.
I carefully assess the situation and adjust accordingly.
I worry excessively and feel anxious.
Correct!
Wrong!
What is your general attitude towards budgeting?
I think it’s crucial.
I find it restrictive.
I see the value in budgeting, but I struggle with sticking to it.
I alternate between taking it seriously and just going with the flow.
I don't see the need for it.
Correct!
Wrong!
How do you feel about the concept of wealth?
I believe that wealth is attainable with the right mindset and actions.
I don’t care about being wealthy, I just want to be happy.
I think wealth is a result of hard work.
I think wealth requires a combination of smart financial decisions and luck.
More than anything, I aspire to be wealthy.
Correct!
Wrong!
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QUIZ: What Is Your Money Mindset?
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