Are you a cautious saver, a spontaneous saver, a target-oriented saver, a relaxed saver or a strategic saver? All you need to do is answer this quiz honestly and we’ll let you know.
You just got paid! What do you do first?
Immediately transfer a portion to my savings account.
Treat myself.
Pay off bills and debts.
Follow my budget and allocate funds to different savings goals.
Spend it freely; I'll figure out the rest later.
Correct!
Wrong!
Your friends invite you on an impromptu vacation. What do you say?
Politely decline. I’ve already budgeted my money for other plans.
Jump at the chance and worry about the expenses later.
Consider the cost, and if it fits within my budget, I’ll go.
Check my savings to see if I have enough for this unexpected trip.
It depends on my financial situation at the time.
Correct!
Wrong!
What's your favourite way to save money without feeling deprived?
Sticking to a strict budget and tracking every expense.
Finding creative ways to save money on everyday purchases.
Looking for discounts and sales to maximise savings.
Automating my savings so I don't have to think about it.
I always feel deprived when I save, but I still try.
Correct!
Wrong!
How do you feel about setting financial goals for the future?
I love setting and achieving big financial milestones.
I prefer living in the moment, but I plan for the future when I can.
I like the idea of setting goals, but it's hard to commit.
I set small, specific goals and work diligently to achieve them.
Goals feel restrictive.
Correct!
Wrong!
How do you feel when your savings account balance increases?
I feel a sense of accomplishment and security.
I’m already thinking about how to spend it.
Content. It's nice to see my savings grow slowly but steadily.
I feel motivated to save even more.
I don't check it often.
Correct!
Wrong!
It's your birthday, and you receive some cash as a gift. What do you do with it?
Save it for a future purchase or financial goal.
Treat myself to something I've had my eye on for a while.
Use it for day-to-day expenses.
Consider splitting it between saving and spending on myself.
Spend it all on celebrating my birthday in style.
Correct!
Wrong!
How do you approach saving for an expensive item you've been eyeing?
Create a dedicated savings fund and contribute regularly until I can afford it.
Buy it on the spot, then figure out the rest of the month later.
Save a portion of my income specifically for this item until I can afford it comfortably.
Research and compare prices to find the best deal before making the purchase.
Dip into my emergency savings
Correct!
Wrong!
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QUIZ: What Kind Of Saver Are You?
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