No, it’s not a hoax. Yes, your friends are right. Your Piggyvest 2024 W.A.E.C. report is live on the app! Like, right now.
Piggyvest’s W.A.E.C. (or “Wealth Accrued & Expanded Consistently”) results have been a part of the Piggyvest experience since 2019 — allowing our users to see their money moves within a certain period.
So, how did you fare?
What exactly is your Piggyvest W.A.E.C score?
Piggyvest’s W.A.E.C scores are somewhat similar to the West African Examination Council (WAEC) results from secondary school but for your finances. Unlike your regular WAEC, Piggyvest’s W.A.E.C results reflect your relationship with the money in your Piggyvest account.
We compute your grade by tracking and analysing your withdrawals, savings, investments and how well you use every feature in the app. It’s a great way to see how good (or bad) you’ve been with your finances and gives a quick snapshot of your relationship with money.
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Beyond being great for street cred, your Piggyvest W.A.E.C score also tells you how to improve your finances — even if you get a perfect grade.
What does your Piggyvest W.A.E.C grade mean?
Like your regular WAEC results, your Piggyvest W.A.E.C grade reflects your performance on Piggyvest in 2024. So, the higher your grade, the better your money moves were on Piggyvest last year!
Here’s what each Piggyvest W.A.E.C grade means:
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- A1 (Great): You’ve been excellent with your finances! If you get an A1, it means your money moves were impressive.
- B2 (Good): Your performance was great! A B2 grade shows that you were solid with your finances in 2024.
- C3 (Okay): No worries, stuff happens. A C3 grade means there’s always room for improvement.
- C4 (Poor): We know you can do much better. After all, C4 isn’t great, but it’s not terrible either.
- C5 (Poor): This grade is too close to an F for our liking. With a few adjustments, you can turn things around and make 2025 an A1 year for your finances.
- C6 (Emergency): This is the lowest grade, but we know 2024 was a tough year. We believe in you and trust you can do better in 2025. Please surprise us.
So, were you as amazing as you thought?
How to improve your Piggyvest W.A.E.C score in 2025
Your Piggyvest W.A.E.C score is great for knowing how well you’ve interacted with money in 2024 — but it’s a new year! So, you have another opportunity to make 2025 as amazing as possible.
Here’s how you can improve your Piggyvest W.A.E.C score in 2025:
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- Save as often as possible. Save, save, save. Don’t stop saving. In fact, we recommend using AutoSave to automate your savings so you don’t forget.
- Withdraw less. Withdrawals are sweet (especially since we pay interest monthly), but be careful not to withdraw more than you save if you want to improve your W.A.E.C. score.
- Use more Piggyvest features. The more features you use, the better your grades will be. Try out HouseMoney™ for your rent, save towards your birthday with Target, and invest in low-risk opportunities on Investify. Use everything we have!
- Link your PocketApp account to Piggyvest. PocketApp is a better way to send, receive, and manage your spending. It’s also a great way to improve your W.A.E.C. score. How? Open your Piggyvest app and scroll down to Apps & Integrations on the “Savings” tab.
Another great tip is to take note of every slide in your W.A.E.C. report. This way, you can know exactly where you’re lacking and develop a game plan to improve your score in 2025.
We’re rooting for you!
2025 is a fresh start!
Regardless of your 2024 W.A.E.C score, you can go harder and make the most of your Piggyvest account. After all, it’s a new year! You have lots of time to make the right money moves in 2025 and ensure this year’s W.A.E.C score is an A1!
What if you don’t have a Piggyvest account? That’s easy. Just download the Piggyvest app! With as little as ₦500, you can access a diverse range of savings and investment plans and start working on your W.A.E.C score ASAP.
