Are you stingy with your money?

#MeetAPiggybankSaver: Tolulope

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Tolulope

Every month, we shine a spotlight on one saver, asking them questions about their savings culture and how the product is specifically helping them shape how they spend and save for future responsibilities. Everyone has a different use for Piggybank, and honestly, it’s a delight!

So, here we go. Meet Tolulope.

What do you do?

I am a financial analyst presently working with a Nigerian fintech company. Asides this, I run a blog on personal finance and investment to educate and simplify financial information for millennials and I am an entrepreneur.

When did you start saving on Piggybank?

I started saving with Piggybank.ng in June, 2017 and I have not regretted my decision. Using Piggybank.ng is one of the best financial decisions I have made this year. I constantly advice my friends and clients to use this platform because I believe it is a path to financial freedom.

What are you saving towards?

I am saving towards getting a car, convenient accommodation and also towards paying for my certification. I am presently taking my ICAN certification and I have to save to finance it. I believe in being independent and the only way to achieve these goals is to consistently plan, budget and save towards it.

What do you spend most of your income on?

I spend most of my income on food (I am a big food lover), clothes, hair and visiting adventurous places. If you love the same things as me, then you’d understand what I’m saying. I struggled with savings while in University and I graduated with N50,000 which I spent on food, clothes and adventure within 3 months after graduation. I really struggled with my finances.

What would you like to stop spending money on?

I would love to reduce my spending on clothes, hair, data subscription and mostly impulse purchases. I am a big spender and when I finally realized this, I changed my thinking. I became very disciplined with money and I plan, make budgets, and save before any form of expenses.

Where is your dream vacation destination?

Haha! My vacation destination is Hawaii. I really love nature and I would love to be where I can feel relaxed with the beautiful vegetation, the waterfalls, beaches, the sands etc. I would save as much as it takes to achieve this because the experience would mean the world to me.

A beach in Hawaii

Within your savings period, have you ever been tempted to withdraw?

Of course, so many times! It’s hard knowing you are low on cash and you have savings somewhere and you cannot touch it. But I have to just resist the temptation knowing I have big goals to achieve.

How many times have you withdrawn from your savings?

Since I started saving, I have not withdrawn at all. Once I get close to being broke, I just cut down on all my expenses. That self-discipline sets in. Buying a car, accommodation and financing my certification would not be achieved if I keep withdrawing.

How exactly has Piggybank helped you?

Piggybank.ng has been awesome, as I said earlier, it is one of the best financial decisions I have made this year. Piggybank.ng has helped me developed self-discipline when it comes to saving and made the saving super easy. I’ve even saved for my next ICAN exam fee and the rest of my money is just safelocked away.

Thank you Piggybank.ng!

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There it is guys. You too can begin to use your Piggybank.ng account to fulfill all your savings needs!

Remember you can start with as low as N100/daily; and you can now set your own quarterly withdrawal dates.

Go to piggybank.ng now to get started.

P.S: If you would like to be our next Saver-of-the-Month, send an email to odun@piggybank.ng

Cheers!

Piggybank Team

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